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OCR: THE BIG 10 CREDIT CARDS FINALLY TRIM THEIR RATES There are finally some cracks in the great wall of credit. Since January 1992 the 11 biggest credit issuers average interest rate has fallen from 13.75% to 17.3% That beats the national avcrage of 18.26% but it's : stll far from the best available (see the table on page 42} Many the big 10 however offer rate -lowering deals Sheryl Nance Nash fumber Issue rade Setcial Discover 27.0 861 19.8% None 16.9% aiter s $500in purcrases each year: 4.9% after $1 R000 Citicorp 20.0 19.8 S20 Nore AT&TUniversa 10.5 5.91 17.4 Pr Charter members pay. 14 99 Chuist Manhattan 9.6 19.8 19.8 20 Aftera standing FIpue 4% with a baarce 52 500 FirstChicago 9.2 15.9 16.4 20 12.9% for custot ers with strorgeredt trecords Bane One 7.8 15.9 19.8 20 13.99 far checking acc ...